Guides to save what matters
Money-saving guides, government schemes and seasonal explainers for India — each one sourced, dated and linked to the calculators where they help.
Latest guides
- December 2026 Holidays, Festivals and Bank Holidays: Full ListEvery December 2026 date in one place: RBI bank holidays, Christmas, Gita Jayanti, Kisan Diwas, vrat dates and the three-day bank closure of 25 to 27 December.holidaysfestivalsbank-holidaysdates
- January 2027 Holidays, Festivals and Important Days: Full ListJanuary 2027 dates in one place: Republic Day, Makar Sankranti, Pongal, Lohri, vrat dates, Netaji Jayanti and the second and fourth Saturday bank holidays.holidaysfestivalsbank-holidaysdates
- Solar Pump for Your Farm: How PM-KUSUM Works and What You PayA solar pump can replace diesel for irrigation. How the PM-KUSUM subsidy works, what a farmer pays, how to apply via your state and which fake sites to avoid.farmersgovernment-schemessolarloans
- Dairy, Goat and Poultry Farming: Loans and Subsidies a Farm Family Can Ask ForA cow, a few goats or a poultry shed can add steady income. The loans and subsidies to ask about: KCC, NLM subsidy, AHIDF and what we could not confirm.farmersloanskisan-credit-cardgovernment-schemeslivestock
- Lifetime Free Credit Cards in India: What "Free" Really MeansA lifetime free credit card has no joining or annual fee, but interest, late fees and forex charges still apply. What to check, with three real cards.credit-cardsbankingsaving
- List of Lifetime Free Credit Cards in India, Bank by BankTen lifetime free or zero-fee credit cards from different banks: who can apply, what stands out and what to watch out for, from the banks' own pages.credit-cardsbankingsaving
- Leaving the Moneylender: How a Farm Family Can Move to Cheaper Bank CreditStuck with a moneylender's high interest? A step-by-step way out: KCC, self-help group loans, the Jan Dhan overdraft, paying off safely and where to complain.farmersloanskisan-credit-cardgovernment-schemessaving
- Crop Damaged? How to Claim PMFBY Crop Insurance, Step by StepHail, flood or rain hit your insured crop? Which losses you must report within 72 hours, how to report them, and how the claim reaches your bank.farmersinsurancegovernment-schemesuttar-pradeshmadhya-pradeshrajasthanbihar
- Kisan Credit Card Step by Step: Your Limit, Your Papers and Mistakes to AvoidHow a KCC limit is worked out, which papers to carry, tenant-farmer rules and mistakes to avoid, with RBI's new rules. For UP, MP and Rajasthan farmers.farmersloanskisan-credit-carduttar-pradeshmadhya-pradeshrajasthan
- Money Guide for Rajasthan Farmers: Schemes, Loans, Insurance and Savings (2026)A plain-language guide for Rajasthan farmers: PM-KISAN, Kisan Credit Card and cooperative loans, crop insurance, Raj Kisan Saathi, pension and savings.farmersrajasthangovernment-schemesloansinsurancesavings
- Money Guide for Madhya Pradesh Farmers: Schemes, Loans, Insurance and Savings (2026)A plain-language guide for MP farmers: PM-KISAN, the state top-up, zero-interest crop loans, KCC, crop insurance, pension and safe places to save.farmersmadhya-pradeshgovernment-schemesloansinsurancesavings
- Money Guide for Uttar Pradesh Farmers: Schemes, Loans, Insurance and Savings (2026)A plain-language guide for UP farmers: PM-KISAN, KCC loans, crop insurance, free tube-well power, pension and safe places to save, with official sources.farmersuttar-pradeshgovernment-schemesloansinsurancesavings
- Crop Insurance for Bihar Farmers: PMFBY Returns From Rabi 2026–27Bihar is rejoining PM Fasal Bima Yojana from Rabi 2026–27. What it covers, what a farmer pays, who can enrol, and what we could not confirm.farmersbiharinsurancegovernment-schemes
- Kisan Credit Card: How a Bihar Farmer Gets a Loan at 4% InterestWhat a Kisan Credit Card is, how the 7% rate becomes 4%, the ₹2 lakh no-collateral limit, and the steps to apply, from official sources.farmersbiharloansgovernment-schemes
- Money Guide for Bihar Farmers: Schemes, Loans, Insurance and Savings (2026)A plain-language guide for Bihar farmers: PM-KISAN, Kisan Credit Card loans, crop insurance, pension and safe places to save, with official sources.farmersbihargovernment-schemesloansinsurancesavings
- Where Should a Farmer Keep Small Savings? Post Office, Bank, Pension and InsuranceA simple guide to safe savings for farm families: post office rates for Oct–Dec 2026, DICGC bank cover, the farmer pension and ₹20 accident insurance.farmersbiharsavingsinsurancegovernment-schemes