Government schemes, explained simply
Who is eligible, what you get and how to apply, for central and state schemes. Every page names its official sources and the date it was last checked.
Central government schemes
View all 8 →- PM-KISAN₹6,000 a year in three equal instalments, paid straight into the bank account of an eligible farmer family.Farmers
- Kisan Credit CardShort-term farm loans at 7%, falling to an effective 4% if you repay on time. No collateral up to ₹2 lakh.FarmersDairy and fisheries
- PM Fasal Bima YojanaCrop insurance where the farmer pays at most 1.5% to 5% of the sum insured and the government pays the rest.FarmersTenant farmers
- PMJJBY₹2 lakh life cover for ₹436 a year, renewed every year from your bank account.Everyone with a bank account
- PMSBY₹2 lakh accident cover for just ₹20 a year.Everyone with a bank account
- Atal Pension YojanaA guaranteed monthly pension of ₹1,000 to ₹5,000 after age 60, based on what you contribute.Unorganised-sector workersEveryone aged 18 to 40
- PM Kisan Maandhan₹3,000 a month pension from age 60 for small and marginal farmers, with the Centre matching your contribution.Small and marginal farmers
- Sukanya SamriddhiA government savings account for a girl child, currently paying 8.2%, for her education and marriage expenses.Girl childParents and guardians
State schemes
We add a state only when its schemes are confirmed by the state government's own portal or an official release. More states will follow.
- Bihar
- Uttar PradeshComing soon
- MaharashtraComing soon
- Madhya PradeshComing soon
- RajasthanComing soon
- GujaratComing soon
- West BengalComing soon
- JharkhandComing soon
- OdishaComing soon
- PunjabComing soon
- HaryanaComing soon
- Tamil NaduComing soon
- KarnatakaComing soon
- TelanganaComing soon
- Andhra PradeshComing soon
- DelhiComing soon