Central government schemes
Schemes that apply in every state. Pick one to see who is eligible, what you get, how to apply, and the official sources we checked.
Farmers
- PM-KISAN₹6,000 a year in three equal instalments, paid straight into the bank account of an eligible farmer family.Farmers
- Kisan Credit CardShort-term farm loans at 7%, falling to an effective 4% if you repay on time. No collateral up to ₹2 lakh.FarmersDairy and fisheries
- PM Fasal Bima YojanaCrop insurance where the farmer pays at most 1.5% to 5% of the sum insured and the government pays the rest.FarmersTenant farmers
Insurance
Pension
- Atal Pension YojanaA guaranteed monthly pension of ₹1,000 to ₹5,000 after age 60, based on what you contribute.Unorganised-sector workersEveryone aged 18 to 40
- PM Kisan Maandhan₹3,000 a month pension from age 60 for small and marginal farmers, with the Centre matching your contribution.Small and marginal farmers