Save what matters
Important dates, government schemes and practical tips to save money in India — plus free calculators and bank lookups, no sign-up needed.
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- Important datesFestivals and holidays, month by month
- Government schemesCentral and state schemes, explained simply
- Interest ratesComing soonPost office and bank savings rates
- CalculatorsEMI, stamp duty and more
- GuidesMoney-saving how-tos and explainers
- Bank codesIFSC, MICR and SWIFT of any branch
Government schemes
View all schemes →Who is eligible, what you get and how to apply, with official sources on every page.
- PM-KISAN₹6,000 a year in three equal instalments, paid straight into the bank account of an eligible farmer family.Farmers
- Kisan Credit CardShort-term farm loans at 7%, falling to an effective 4% if you repay on time. No collateral up to ₹2 lakh.FarmersDairy and fisheries
- PM Fasal Bima YojanaCrop insurance where the farmer pays at most 1.5% to 5% of the sum insured and the government pays the rest.FarmersTenant farmers
- PMJJBY₹2 lakh life cover for ₹436 a year, renewed every year from your bank account.Everyone with a bank account
- PMSBY₹2 lakh accident cover for just ₹20 a year.Everyone with a bank account
- Atal Pension YojanaA guaranteed monthly pension of ₹1,000 to ₹5,000 after age 60, based on what you contribute.Unorganised-sector workersEveryone aged 18 to 40
Coming up
Full calendar →New Year's Day
Friday
Lohri
Wednesday
Makar Sankranti
Thursday
Pongal
Friday
Latest guides
View all guides →December 2026 Holidays, Festivals and Bank Holidays: Full List
Every December 2026 date in one place: RBI bank holidays, Christmas, Gita Jayanti, Kisan Diwas, vrat dates and the three-day bank closure of 25 to 27 December.
January 2027 Holidays, Festivals and Important Days: Full List
January 2027 dates in one place: Republic Day, Makar Sankranti, Pongal, Lohri, vrat dates, Netaji Jayanti and the second and fourth Saturday bank holidays.
Solar Pump for Your Farm: How PM-KUSUM Works and What You Pay
A solar pump can replace diesel for irrigation. How the PM-KUSUM subsidy works, what a farmer pays, how to apply via your state and which fake sites to avoid.
Free calculators and tools
- Loan EMI calculatorWork out your monthly EMI, total interest and repayment schedule.
- Stamp duty calculatorStamp duty and registration charges on a property, by state and by male, female or joint owner.
- FD calculatorComing soonSee the maturity value and interest on a fixed deposit.
- SIP calculatorComing soonProject the value of a monthly mutual fund investment.
- Income tax calculatorComing soonEstimate your income tax for the year.
- Bank IFSC codesIFSC, MICR, SWIFT and address of every bank branch in India, by bank, state and city.